{"product_id":"debt-payoff-planner","title":"Debt Payoff Planner","description":"\u003cp\u003e\u003cstrong\u003eSee exactly when you'll be debt-free, and how much interest you can save.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eA simple Excel planner for paying off credit cards, loans and other debts faster. List what you owe, say how much extra you can pay each month, and the sheet works out the rest.\u003c\/p\u003e\n\u003ch4\u003eWhat's inside\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eMy Debts:\u003c\/strong\u003e list up to 10 debts with the balance, interest rate and minimum payment, then choose snowball (smallest balance first) or avalanche (highest interest first)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYour Plan:\u003c\/strong\u003e your debt-free date, total interest, and how much you save compared with paying only the minimums, plus the order your debts will be cleared and a chart\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSchedule:\u003c\/strong\u003e what you owe on every debt, month by month, for up to 20 years\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart Here:\u003c\/strong\u003e a short guide to both methods, with example figures you simply overwrite\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch4\u003eGood to know\u003c\/h4\u003e\n\u003cul\u003e\n\u003cli\u003eInstant digital download. Nothing is posted\u003c\/li\u003e\n\u003cli\u003eExcel file (.xlsx), designed for Microsoft Excel. It may also open in Google Sheets or Apple Numbers, but some features, like drop-down lists and the chart, may look different\u003c\/li\u003e\n\u003cli\u003eAmounts are in pounds sterling (£)\u003c\/li\u003e\n\u003cli\u003eFormulas are built in. You only type in the yellow cells\u003c\/li\u003e\n\u003cli\u003eInterest is worked out monthly (the yearly rate divided by 12), so your lender's figures may differ slightly. Use it as a guide\u003c\/li\u003e\n\u003cli\u003eA planning tool only. It is not financial advice\u003c\/li\u003e\n\u003cli\u003eFor your own use only\u003c\/li\u003e\n\u003cli\u003eDigital download: you lose your 14-day right to cancel once you download the file. See our Returns \u0026amp; Refunds page\u003c\/li\u003e\n\u003c\/ul\u003e","brand":"PlanNest","offers":[{"title":"Default Title","offer_id":67679390040131,"sku":"DEBT-001","price":4.99,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0707\/0534\/8675\/files\/plannest-debt-1-cover.png?v=1791819632","url":"https:\/\/plannest.store\/products\/debt-payoff-planner","provider":"PlanNest","version":"1.0","type":"link"}